Long-Term Care Insurance You have worked hard to earn and invest your money. You probably think you're on your way to a secure financial future, but most people overlook an investment that can safeguard their financial plans with little effort. That investment is long term care insurance. You probably have not even thought about long term care-yet the need for long term care can strike at any time. In fact, 40% of those who need long term care are working age adults who need care because of stroke, heart disease, disabling injuries or mental impairments (note1). Experts estimate that 66% of Americans will require long term care in the future (note 2). Just as FSC helps you choose your other investments, we can help you choose the best value in a long term care plan through a financially secure company. Benefits can be paid for: Care and assistance from a nurse or therapist received in the home for activities of daily living Homemaker and companion services Personal care attendant and chore services Community-based care Adult day care Assisted living facility care Adult congregate living facility care Nursing home care Hospice care A complete financial plan includes protecting your assets from unpredictable threats like expensive medical costs. Unfortunately, Medicare and health insurance are not designed to pay for long term care expenses. FSC Insurance can help you strengthen your portfolio by protecting the assets you have worked so hard to acquire. 1 General Accounting Office 1994 2 Washington Post 1996 To arrange for an initial complimentary meeting with one of our advisors, please call us at (845) 876-1919. MLevy@FinSerCtr.com Ph.  845 - 876 - 1919 Fax: 845 - 876 - 0651 3944 Rte. 9G, Red Hook, NY 12571