Health Insurance
Sole Proprietor Insurance
There are many options available for health care for a sole proprietor. Making a decision on what you need as an individual depends on many things. How much does it cost? Do I have ongoing medical expenses or do I just need to protect myself against catastrophic injury or illness? Do I want dental and eye care?
Group Health Insurance
As an employer, you know benefits such as health insurance can attract the best and brightest to your company. But benefits can be a headache to manage, and the cost of premiums can take a big chunk out of your bottom line.
The main problem with providing health insurance for your workforce is usually the cost. Health care costs are rising for everyone, but that doesn't mean there aren't any affordable options available. It's actually easier to find affordable group health insurance coverage than you might think. Businesses of all sizes have a variety of group health plans to choose from. These plans range from comprehensive group health coverage to consumer-directed savings plans.
Medicare Part C - Medicare Advantage
Medicare Advantage (Part C) is an optional program which allows you to enroll in private health insurance that offers both Medicare Part A and B benefits. Medicare Advantage plans are not supplemental insurance, but rather health insurance plans of their own. It can also include prescription drug coverage, vision, hearing and dental coverage. In most cases, you can join even if you have been diagnosed with a preexisting condition. Advantage plans must follow guidelines established by Medicare, but vary in terms of cost and rules.
Having the right medical coverage is essential. Let our professional insurance advisors help you get the coverage you need. Contact us for a free consultation.
Financial Services Center, Inc.